Development Finance

Commercial loans are a referral only services.

It's about understanding the market and turning that vision into a reality, yet often developers have problems getting the finance right, knowing what products are available, which lenders to use can be a major issue and of course having experts involved in the deal to ensure that they maximize profits available on any given project.

High Street Lenders will lend 75% of the property purchase price and building costs, leaving you to finance the difference, they are some of the most forward thinking High Street lenders in the market. 

Experienced Developers - Enhanced Residential Development Product

• £100k – £Uncapped
• Housing projects in England, Scotland and Wales
• Most borrower types considered e.g. corporate, onshore/offshore
• Maximum term 3 years
• 75% of the GDV up to a maximum 90 – 95% of the loan to cost
• Lending above 75% LTC subject to enhanced returns e.g exit fee linked to scheme profitability (% GDV)

New Developers or without track record

• £200k – £5m
• Housing projects in England, Scotland and Wales
• Most borrower types considered e.g corporates, onshore/offshore
• Maximum term 3 years
• 60% of the GDV
• Lending above 60% GDV subject to enhanced returns e.g exit fee linked to scheme profitability (% GDV)

To help to give you a quick response to your enquiry the following information would be useful, however if you are just in planning stages feel free to call us to talk through your project;

• Location plans
• Proposed site layout
• Proposed house types
• Planning Conditions & copy of planning consent
• Sales agent's report of recommended selling prices or comparable properties
• Development appraisal

Cost analysis/ breakdown Cash flow projections Confirmation of existing services A brief background to your experience

All information will be treated in a strictly confidential manner.